Rob Hicks

moral hazard occurs when someone increases their exposure to risk, especially when a person takes more risks as someone else bears the cost

Do you have the discipline to forgive, and have faith? Have you forgiven yourself and others? Do you have faith thing will work out?

This is a little morbid of an exercise, but it’ll have you thinking of how you want to be remembered from life. Yes, to think of one’s...

The question you will want to always make sure is a yes is; did you live your life to your fullest potential, and on mission. Some back...